Get The Proper Coverage For Your Business Needs

Insurance for Auto Repair Shops

Craig Davis Family Insurance provides insurance for auto repair shops throughout California, Idaho, Arizona, and Tennessee.  Operating an auto repair shop is a dynamic endeavor that involves a range of services, from routine maintenance to complex repairs. In this busy environment, working with large equipment, the risk of unforeseen accidents, injuries, or property damage is inherent. That’s where the imperative need for liability insurance comes into play. Liability insurance from an insurance agency in Temecula is not just a legal requirement; it is a fundamental safeguard against potential financial setbacks resulting from various incidents that can occur.

Mechanic under car in auto repair shop

Here are just some of the ways you can help manage risk at your auto repair shop:

Injuries

Risk: There’s an accident with minor injuries when the wheel of a customer’s car breaks loose — your technician forgot to tighten some lug nuts while rotating tires.

Coverage: Garage liability and/or Garagekeepers insurance can help cover costs when a technician’s error is responsible for damage at your shop.

Property Damage

Risk: A truck causes structural damage to your shop when it rolls off the lift and into the wall.

Coverage: Business property insurance can help with repair and replacement costs when buildings, equipment or tools are damaged by covered events like accidents or fires.

Accidents

Risk: An employee gets into a fender-bender while test-driving a customer vehicle he just serviced.

Coverage: Garage Liability and/or garagekeeper coverage can help pay for repairs and costs if an accident involves a customer’s vehicle under your care.

Theft

Risk: You arrive one morning to discover a broken lock — worse, you also find that tools and equipment worth thousands of dollars are missing from your garage.

Coverage: Business personal property insurance can help offset losses when they’re caused by robbery.

With the automotive industry’s inherent complexities and the potential for accidents, liability insurance provides the necessary protection to ensure the longevity and stability of your business. This peace of mind allows you to focus on delivering exceptional service without unnecessary financial burden or legal complications. As you research business insurance in Temecula, call us here at Craig Davis Family Insurance. We’re well-versed in business insurance needs and can help match you to a policy that covers everything an auto repair shop demands.

Give us a call at (951) 699-1776 and we’d be happy to give you a quote.

Neighborhoods We Serve

Temecula, Murrieta, Menifee, Lake Elsinore, & Wildomar. Licensed in the entire state of California.

Years of Experience: Agency established in 1987
Languages Spoken: English and Spanish
States Licensed: CALIFORNIA License #0805349
IDAHO License #866667
ARIZONA License #2544757
TENNESSEE License #49677427