Get The Proper Coverage For Your Business Needs

Insurance for Apartment Complexes

Craig Davis Family Insurance provides insurance for apartment complexes throughout California, Idaho, Arizona, and Tennessee.  Owning and renting residential apartment buildings can be a lucrative venture, but it comes with inherent risks that necessitate careful consideration and strategic management. From a landlord’s perspective, challenges can range from property maintenance and tenant disputes to crimes or injuries that might occur. In addition, unforeseen circumstances, such as natural disasters or vandalism, can pose significant financial threats. Property owners should research business insurance in Temecula, so that they can address each potential risk prudently.

Insurance for apartment complexes

Here are some ways you can help manage risks at your apartment building:

Property Damage

Risk: A fire in an on-site manager’s office causes structural damage and destroys important paperwork that’s covered by your policy.

Coverage: Business property insurance can help when unforeseen events like fires damage your apartment building or equipment and can also help if the damage interrupts your business income.


Risk: A prospective tenant is injured when she trips on a power cord while touring an apartment that’s under renovation.

Coverage: Business liability insurance can help with the costs of claims or lawsuits if you’re legally liable for an injury on the premises of your apartment complex.

Employee Theft

Risk: An employee forges your signature to steal money from your business account.

Coverage: Business crime insurance can help with coverage for losses that result from wrongdoing like theft, forgery, robbery or by an employee or other third party.

Building Codes Costs After Rebuild

Risk: Stricter building codes mean it’s more expensive to rebuild after a major storm.

Coverage: Building ordinance coverage can help cover the increased cost of complying with a building ordinance or law when repairing or remodeling a building after it has been damaged.

All of these potential risks should be addressed by a comprehensive insurance policy, and we should also discuss additional situations that might impact apartment owners locally. As you search for an insurance agency in Temecula, give us a call to see what we can do for your business insurance needs. We can help you cover your properties while also providing peace of mind to your tenants.

Give us a call at (951) 699-1776 and we’d be happy to give you a quote.

Neighborhoods We Serve

Temecula, Murrieta, Menifee, Lake Elsinore, & Wildomar. Licensed in the entire state of California.

Years of Experience: Agency established in 1987
Languages Spoken: English and Spanish
States Licensed: CALIFORNIA License #0805349
IDAHO License #866667
ARIZONA License #2544757
TENNESSEE License #49677427