Get The Proper Coverage For Your Business Needs

Insurance for a Restaurant or Food Truck

The nature of the food service sector exposes businesses to various liabilities, from slip-and-fall accidents to foodborne illnesses or property damage. In bustling kitchens and mobile food operations, the likelihood of unforeseen incidents is heightened. Commercial liability insurance steps in to cover the financial fallout from bodily injury or property damage claims, protecting the business from potential lawsuits and substantial financial losses. At Craig Davis Family Insurance, we can walk you through your options for business insurance in Temecula, to ensure that your livelihood, your workers, and your customers are protected.

Business and liability insurance helps manage these risks:

Property Damage

Risk: A grease fire ignites in a flash and spreads quickly through your stove’s exhaust hood and flue duct.

Coverage: Restaurant property insurance can help when fire, vandalism, or other unforeseen disasters cause damage to your restaurant.

Customer Illness or Injuries

Risk: A customer suffers from food poisoning after a meal prepared by your food truck.

Coverage: Restaurant liability insurance can help cover costs when the food or drink you serve is responsible for accidents, mistakes, or injuries.

Employee Theft

Risk: An employee forges your signature on a company check that is cashed by a third party.

Coverage: Restaurant crime insurance can help with losses from robbery, fraud, forgery, or theft.

Employee Injuries

Risk: A busy waiter scalds his leg when he trips and falls under a tray of hot drinks.

Coverage: Workers’ compensation insurance can help with medical costs and related lawsuits when employees are hurt on the job.

Commercial liability insurance is a vital lifeline for restaurants and food trucks, acting as a crucial safety net in an industry rife with potential risks. Whether it’s a customer who sustains an injury on the premises or a legal dispute arising from alleged negligence, having robust liability coverage is not just a wise precaution but an integral part of securing the long-term success and reputation of restaurants and food trucks alike. Call our insurance agency in Temecula, Craig Davis Family Insurance, to learn more about your commercial insurance options to secure your restaurant or food truck business.

Give us a call at (951) 699-1776 and we’d be happy to give you a quote.

Neighborhoods We Serve

Temecula, Murrieta, Menifee, Lake Elsinore, & Wildomar. Licensed in the entire state of California.

Years of Experience: Agency established in 1987
Languages Spoken: English and Spanish
States Licensed: CALIFORNIA License #0805349
IDAHO License #866667
ARIZONA License #2544757
TENNESSEE License #49677427