Helpful Insurance
Craig Davis Family Insurance provides insurance policies for RV/Motor Home in the Temecula Valley areas.
Purchase RV/Motor Home Insurance
There’s a motor home for just about any taste and budget. You might have something basic — just enough to add a few amenities to your camping trips. Perhaps you retired, sold the house and travel full-time in a luxuriously outfitted 40-foot RV. Maybe you split the difference with a Class C motor home you can easily store in your driveway.
Any motor home is a significant purchase — and, while it might seem like a house on wheels, that doesn’t mean your home or auto insurance policy provides the coverage you want. We can tell you about insurance designed for your RV.
What Does Recreational Vehicle Insurance Cover?
RV insurance policies cover direct and accidental physical damage to a motor home, including permanently installed accessories such as awnings, antennas and satellite dishes. The range of coverage includes — but isn’t limited to — collision, lightning, flooding, landslides, wind and hail, wild animals, fire and smoke, vandalism and theft, and trees and overhangs.
A standard Farmers RV insurance policy may help with potential risks like these:
RV insurance policies cover direct and accidental physical damage to a motor home, including permanently installed accessories such as awnings, antennas and satellite dishes. The range of coverage includes — but isn’t limited to — collision, lightning, flooding, landslides, wind and hail, wild animals, fire and smoke, vandalism and theft, and trees and overhangs.
A standard Farmers RV insurance policy may help with potential risks like these:
A low-hanging branch causes damage
As you’re pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight.
You don’t see an obstacle behind you
While backing your RV into a parking spot, you don’t see low concrete poles protecting the water hookup. The collision leaves your motor home with a crumpled bumper and broken spare tire cover.
Your motor home has flood damage
You’re parked next to a river that floods unexpectedly after a heavy rainstorm — leaving your motor home sitting in three feet of water.
You can also customize your RV insurance coverage with several options:
- Total Loss Replacement coverage can help if your new motor home is declared a total loss within the first five years — providing a brand-new replacement of a similar kind and quality.
- Emergency Expense coverage can help with the cost of lodging or travel if your motor home is damaged more than 50 miles from home.
- Campsite/Vacation Liability coverage can help when a motor home is parked and used as a vacation residence.
- Replacement Cost coveragecan help if personal belongings are destroyed or stolen.
- TraveLine®Towing and Roadside Assistance can help with towing, tire changes, fluid delivery and locksmith services.
- Full-Timer coveragecan help with personal liability protection when your motor home is parked and used as a dwelling for an extended period of time.
Neighborhoods We Serve
Temecula, Murrieta, Menifee, Lake Elsinore, & Wildomar. Licensed in the entire state of California.
Years of Experience: Agency established in 1987
Languages Spoken: English and Spanish
States Licensed:
CALIFORNIA License #0805349
IDAHO License #866667
ARIZONA License #2544757
TENNESSEE License #49677427
OREGON License #2544757