Necessary Insurance
Craig Davis Family Insurance provides insurance policies for Boats & Watercrafts in the Temecula Valley areas.
Purchase Boats & Watercrafts Insurance
What’s your nautical style? You might spend summer afternoons in search of that big bass in your new fishing boat. Perhaps you have the perfect pontoon boat for a relaxed cruise around the lake on the weekends. Maybe your sailboat takes you on solitary journeys wherever the wind takes you.
Boats and personal watercraft are big purchases, but if you love being on the water, you know they’re worth it. With industry-leading features, we can help you protect your vessel in the way you want — And we can help and provide information on discounts as you customize your coverage.
What Boats & Watercrafts Insurance Covers
Boats & Watercrafts insurance helps manage these risks:
Boat Packages
Saver
- Provides Actual Cash Value settlement at an affordable price.
Plus
- Includes popular options like Total Loss Replacement Cost, Watersports Liability, Diminishing Deductible and Hurricane Haul-out.
Elite
- Adds unique features to help you protect your boating lifestyle, including coverage for Bahamas and Mexico navigation, Trip Interruption, pets, Enhanced Towing, Pollution Liability, Dinghy and more. You also get policy perks like Loss Forgiveness and Guaranteed Renewal.
Here are some ways a Marine Choice package may help if the unexpected happens:
A hurricane is approaching
Risk
The marina where you dock your cabin cruiser is in the path of an approaching hurricane — you want to get it out of the water and hauled to a safe location as soon as possible.
Coverage:
Plus and Elite packages both help with the cost of professional haul-out when a hurricane or tropical storm threatens your boat — up to $500 with Plus or $2,000 with Elite.
Your motorboat breaks down
Risk:
Your motorboat stalls in the middle of the lake — and won’t restart. You’re not sure what went wrong, but you need help right now.
Coverage:
Optional coverage may help with the cost of emergency labor where your boat is disabled — or a tow to the nearest location where repairs can be made. The Elite package may also cover the cost of gas, oil or a battery, if needed.
You want protection in the Bahamas
Risk
You decide to fulfill a lifelong dream of sailing to the Bahamas for a few weeks of relaxation.
Coverage:
Your coverage may extend beyond U.S. waters to the Bahamas — and Mexico — with an Elite policy.
Our packages
We also offer packages — with many available Elite benefits — specially tailored to these types of boats:
- Pontoon
- Classic
- Performance
Neighborhoods We Serve
Temecula, Murrieta, Menifee, Lake Elsinore, & Wildomar. Licensed in the entire state of California.
Years of Experience: Agency established in 1987
Languages Spoken: English and Spanish
States Licensed:
CALIFORNIA License #0805349
IDAHO License #866667
ARIZONA License #2544757
TENNESSEE License #49677427
OREGON License #2544757