Get The Proper Coverage For Your Business Needs

Insurance for a Home & Building Service

For a building service, purchasing a liability insurance policy is paramount in mitigating risks and safeguarding the business against potential financial setbacks. Construction sites inherently involve various hazards, and accidents can lead to injuries or property damage, exposing the builder to legal liabilities. A liability insurance policy not only covers medical expenses and legal fees associated with bodily injuries or property damage but also shields the home builder’s assets and financial stability. Beyond immediate financial protection, researching options for business insurance in Temecula and enrolling in the appropriate policy will enhance your credibility and reliability in the eyes of clients and partners, instilling confidence in your ability to handle unforeseen circumstances responsibly.

Insurance for Contractors

Here are some of the ways you can manage typical risks:

Property Damage

Risk: A faulty electrical socket sparks a fire in your main office.

Coverage: Business property insurance can help with the repair and replacement of structures, equipment and valuable paperwork damaged in a fire or other covered disaster.

Injuries

Risk: You’re liable when an elderly homeowner breaks a hip after tripping on your extension cord during a remodeling project.

Coverage: Business liability insurance can help cover expenses when you or your employees are responsible for injuries or property damage.

Theft

Risk: Someone breaks into your trailer while it’s parked at a work site and steals all of your tools.

Coverage: Contractors’ tools and equipment coverage can help repair and replace tools and equipment that are lost to theft.

Employee Theft

Risk: After an employee quits abruptly, you discover he stole equipment from your company van.

Coverage: Business crime insurance helps cover losses resulting from robbery or employee wrongdoing, such as fraud, forgery or theft.

In the inherently risky field of building construction, a comprehensive liability insurance policy serves as a vital safety net, ensuring that the builder can focus on delivering high-quality projects without the constant specter of potential legal and financial liabilities. If you’d like to consult with an insurance agency in Temecula, call us at Craig Davis Family Insurance. We will help you understand the various liability insurance options available to you, and help you select a policy to protect yourself, your livelihood, and your clients.

Give us a call at (951) 699-1776 and we’d be happy to give you a quote.

Neighborhoods We Serve

Temecula, Murrieta, Menifee, Lake Elsinore, & Wildomar. Licensed in the entire state of California.

Years of Experience: Agency established in 1987
Languages Spoken: English and Spanish
States Licensed: CALIFORNIA License #0805349
IDAHO License #866667
ARIZONA License #2544757
TENNESSEE License #49677427